Our take: The World of Hyatt Business Credit Card is probably not the one most rewarding enterprise resort bank card on the market (that honor might go to the IHG One Rewards Business Premier), however for those who’re already reserving Hyatt stays for enterprise, it’s an apparent addition to your company pockets. You and as much as 5 workers will get 4X again on Hyatt purchases, 2X again in your spendiest classes every quarter (eating, flights and so forth.), immediate Discoverist standing and extra—simply sufficient to offset the cardboard’s $199 annual charge.
Execs
- 4X again on Hyatt purchases.
- Hyatt factors are price as much as 2.3 cents every, which means your welcome bonus might be price over $1,500 in worth in the direction of future Hyatt stays.
- Complementary Discoverist standing for you and as much as 5 workers means free Wi-Fi, late checkout and 10% bonus factors for all.
- Contains Journey Cancellation/Interruption, Baggage Delay Insurance coverage, Misplaced Baggage Reimbursement, Auto Rental Collision Harm Waiver and Buy Safety.
Cons
- Hyatt Bonus Factors are actually solely good for future Hyatt purchases. There’s no money again choice and their worth plummets with different redemption choices (flights, rental vehicles and so forth.)
- Hyatt’s footprint is 75% smaller than most competitor chains.
- Different resort enterprise rewards playing cards are extra… rewarding.
Card sort: Business, Journey
- Welcome Bonus: Earn 60,000 Bonus Factors after you spend $5,000 on purchases in your first 3 months from account opening.
- Annual Charge: $199
- Rewards:
- 9 factors complete per $1 spent at Hyatt – 4 Bonus Factors per $1 once you use your card at Hyatt inns & 5 Base Factors per $1 from Hyatt as a World of Hyatt member
- 2 Bonus Factors per $1 spent in your prime three spend classes every quarter by 12/31/24, then your prime two classes every quarter
- 2 Bonus Factors per $1 spent on health membership and health club memberships
- 1 Bonus Level per $1 spent on all different purchases
- Advantages:
- Prompt Discoverist standing for you and as much as 5 workers
- Earn 5 Tier-Qualifying evening credit in the direction of standing and Milestone rewards for each $10,000 you spend inside a calendar 12 months
- As much as $100 in Hyatt assertion credit (spend $50 on Hyatt, earn $50 as much as twice)
- Spend $50,000 in a calendar 12 months and get 10% again on redeemed factors for the remainder of the 12 months (as much as 200k factors)
- Complimentary Hyatt Leverage membership (as much as 15% financial savings and extra)
- Complimentary worker playing cards
World of Hyatt Enterprise Credit score Card Overview
The World of Hyatt Enterprise Credit score Card is what you get when the already-excellent World of Hyatt Credit score Card places a swimsuit on. The cardboard provides a steep welcome bonus of as much as 75,000 Bonus Factors (price as much as $1,725 in Hyatt redemption), 4X again on Hyatt purchases (on prime of the 5X you’ll already get for being a free World of Hyatt member) and immediate Discoverist standing – which supplies one other 10% Bonus Factors amongst different perks.
You’ll additionally get 2X again in your three spendiest classes of the quarter (out of eight complete) and 1X again on the whole lot else.
Put all of it collectively and the World of Hyatt Enterprise Credit score Card is nearly a no brainer for anybody who ceaselessly stays at a Hyatt property for enterprise.
Who’s the World of Hyatt Enterprise Card good for?
In case you’re a small enterprise proprietor, you may multiply your rewards even additional by including as much as 5 workers as approved customers. Then, together with your squad of six producing 4X Bonus Factors per keep on the cardboard, it gained’t be lengthy earlier than you could have a stockpile large enough to cowl an organization retreat to the Hyatt Regency Bali.
In case you’re particularly searching for a card that rewards enterprise journeys to Hyatt with extra journeys to Hyatt, you’ve discovered it.
Who shouldn’t get the World of Hyatt Enterprise Card?
The chief downside of the World of Hyatt Enterprise Credit score Card, nevertheless, is that the Bonus Factors you earn are actually solely good for future Hyatt stays. If your online business travels take you out of the chain’s footprint, you’re out of luck. There’s additionally no money again choice and their values plummet when redeemed for flights or rental vehicles, so for those who’re searching for an all-purpose enterprise rewards card with versatile incomes and redemption choices, this isn’t it. Take a look at our listing of the Best business credit cards of 2024 as a substitute.
World of Hyatt Enterprise Credit score Card: Easy methods to earn rewards
Right here’s what you might earn whipping out your World of Hyatt Enterprise Credit score Card on a enterprise journey:
- 9 factors complete per $1 spent at Hyatt – 4 Bonus Factors per $1 once you use your card at Hyatt inns & 5 Base Factors per $1 from Hyatt as a World of Hyatt member
- 4X factors on all FIND Experience purchases
- 2 Bonus Factors per $1 spent in your prime three spend classes every quarter by 12/31/24, then your prime two classes every quarter
- On the time of this writing, the spending classes embody:
- Eating
- Purchasing
- Airline Tickets (bought straight with the airline)
- Native Transit and Commuting,
- Social Media and website positioning
- Automobile Rental Companies
- Fuel
- Web, Cable and Telephone Payments
- 2 Bonus Factors per $1 spent on health membership and health club memberships
- 1 Bonus Level per $1 spent on all different purchases
You’ll additionally get rewards from the next perks and bonuses:
- 60,000 Bonus Factors after you spend $5,000 on purchases in your first 3 months from account opening
- As much as $100 in assertion credit score for spending $100 at Hyatt properties (spend $50 earn $50 as much as two instances)
- 10% redemption bonus for for the remainder of the 12 months after spending $50,000 inside a calendar 12 months (on as much as 200k factors redeemed)
- 5,000 Bonus Factors for referrals (as much as 25k per 12 months)
- 10% further Bonus Factors for having Discoverist standing with World of Hyatt (free and immediate with the cardboard)
So, is all this incomes potential well worth the $199 annual charge?
For the primary 12 months, completely. As talked about, the World of Hyatt Enterprise Credit score Card’s welcome bonus alone is sufficient to justify the first-year charge. With worth estimates starting from 1.5 to 2.3 cents per Bonus Level, that bonus might be price over $1,500 when redeemed for Hyatt bookings and upgrades.
As for 12 months two and past, properly, let’s do some simple arithmetic. Assuming you solely use the cardboard for Hyatt bookings, each greenback spent generates 4X Bonus Factors price round 8 cents. Which means that you’d should spend round $2,500 to generate $199 price of Bonus Factors to justify the annual charge.
That’s not a excessive bar for a enterprise traveler—particularly one with a number of approved customers. Plus, our fast math doesn’t account for all the different advantages or rewards classes you’d earn Bonus Factors from, just like the $100 assertion credit score.
Easy methods to redeem World of Hyatt Enterprise Credit score Card rewards
Hyatt Bonus Factors are by far essentially the most worthwhile when redeemed for extra Hyatt purchases.
Varied estimates pin the worth of a single Bonus Level at between 1.5 and a couple of.3 cents every – however solely when redeemed for Hyatt purchases like stays, upgrades, eating and spa therapies. There’s no money again choice, and redemption values fall to 1.4 cents and decrease for non-Hyatt purchases.
In complete, listed here are all of the methods you may presently redeem Hyatt Bonus Factors:
- Stays and Upgrades at Hyatt Properties
- Eating, Spa Remedies and Room Service
- FIND Experiences (aka curated journey experiences like excursions and tastings)
- Conferences and Occasions
- Sharing and Gifting Factors
- Changing Factors to Miles with one in every of Hyatt’s 26 Partners
- Avis Rental Automobiles
For sure, you’ll wish to hold on to your Bonus Factors till your subsequent Hyatt keep or room service craving to maximise their worth. For a greater money again choice, take into account the Chase Ink Business Cash, as a substitute.
World of Hyatt Enterprise Credit score Card charges and costs
Other than the aforementioned $199 annual charge (which is not waived for the primary 12 months), the World of Hyatt Enterprise Credit score Card has fairly customary phrases and situations. There aren’t any international transaction charges, no steadiness switch incentive and eye-watering common APR – so that you’ll wish to pay the cardboard in-full every month.
- Annual charge: $199
- Overseas transaction charge: $0
- Common APR: 21.49%–28.49% variable
Extra advantages
We’ve talked about a lot of the card’s further advantages in earlier sections. The highlights are immediate standing, a simple $100 assertion credit score and tier-qualifying evening credit in the direction of the following standing stage (Explorist).
Curiously there’s no solution to rating precise free nights – indirectly, at the very least – however there’s loads of financial worth right here, nonetheless.
- Complimentary World of Hyatt Discoverist Standing for you and as much as 5 workers, which incorporates free premium WiFi, Elite Verify-In, late checkout (2pm), an American Airways AAdvantage Bonus and an extra 10% Bonus Factors on eligible Hyatt purchases.
- Quicker Elite Standing, together with 5 Tier-Qualifying evening credit in the direction of standing and Milestone rewards for each $10,000 you spend inside a calendar 12 months.
- $100 in Hyatt credit score after spending $100 in Hyatt purchases (spend $50, earn $50 as much as two instances).
- 10% again on redeemed Bonus Factors for the remainder of the 12 months after spending $50,000 in a calendar 12 months.
- Journey insurance coverage together with Journey Cancellation/Interruption, Baggage Delay Insurance coverage, Misplaced Baggage Reimbursement, Auto Rental Collision Harm Waiver and common Buy Safety to guard different enterprise bills (laptops, projectors) you placed on the cardboard.
Bank cards much like World of Hyatt Enterprise Credit score Card
Relating to producing Hyatt Bonus Factors, the World of Hyatt Enterprise Credit score Card’s most direct rival is its personal stablemate: the World of Hyatt Credit score Card. Nevertheless, you may also take into account the Ink Enterprise Most popular Credit score Card because it has a steep welcome bonus and a 1:1 switch ratio to World of Hyatt Bonus Factors.
The World of Hyatt Credit score Card vs. World of Hyatt Enterprise Credit score Card
Regardless of having a nearly-identical identify, the non-business (informal?) World of Hyatt Credit score Card provides an entire completely different set of rewards and bonuses.
For starters, the 4X on Hyatt purchases stays the identical however the 2X class turns into static, masking eating, flights, health club memberships and native transit. You’ll additionally get one free evening in your card anniversary, a free second evening after spending $15,000 in a calendar 12 months and a couple of Tier-Qualifying evening credit for each $5,000 you spend.
The easy rewards, decrease annual charge ($95) and give attention to free nights all place the World of Hyatt Credit score Card as the higher alternative for private journey. Even for those who assume the enterprise card could be higher in your private journey plans, take into account that placing private bills on a enterprise bank card isn’t simply unhealthy accounting – it’s additionally a violation of many cardmember agreements, and may end up in your account being terminated (alongside together with your factors).
The Ink Enterprise Most popular Credit score Card vs. World of Hyatt Enterprise Credit score Card
The Ink Business Preferred card by Chase has an enormous welcome bonus (100k factors after spending $8,000 in three months) and total higher rewards, providing 3X on transport, promoting, web/cable/cellphone and journey. You’ll additionally get 5X on Lyft rides by March 2025, free worker playing cards and a 25% worth multiplier once you ebook journey by Chase Final Rewards.
In case you booked a Hyatt keep utilizing your Ink Enterprise Most popular card you’d rating 3X Chase Final Rewards Factors as a substitute of 4X Hyatt Bonus Factors such as you would utilizing your World of Hyatt Enterprise card. However Chase Final Rewards factors are extra versatile; you may convert 1,000 factors to $10 money, $12.50 in journey booked by Chase Final Rewards, or 1,000 Bonus Factors since Hyatt is a 1:1 switch accomplice.
So for those who’re searching for a enterprise journey rewards card that’s practically as rewarding in the direction of future Hyatt stays—however far more versatile when it comes to redemption choices—the Ink Enterprise Most popular is likely to be a greater match than the World of Hyatt Enterprise card.
Is the World of Hyatt Enterprise Credit score Card best for you?
In case you ceaselessly ebook Hyatt for enterprise, there’s little or no purpose to not have the World of Hyatt Business Credit Card. With out it, you’re leaving 4X factors on the desk together with a mammoth-sized welcome bonus. When you have workers so as to add as approved cardholders, the worth proposition of the cardboard fairly actually multiplies.
On the flip aspect, for those who ebook a mixture of private and enterprise stays at Hyatt properties, you’re higher off utilizing the common World of Hyatt Credit score Card – lest you run afoul of Chase’s cardmember settlement for placing private bills on a enterprise card.
In case you’re searching for the perfect enterprise resort rewards card usually, take into account the IHG One Rewards Premier Enterprise Credit score Card as a substitute. And for those who’re principally usually money again for your online business, the Ink Enterprise Most popular is likely to be a greater match with its 100k-point welcome bonus and extra.
Regularly requested questions
What’s the World of Hyatt Enterprise Credit score Card’s annual charge?
The World of Hyatt Enterprise Credit score Card’s annual charge is $199.
What credit score rating do you want for a World of Hyatt Enterprise Credit score Card?
Chase doesn’t publish the credit score scores required for its numerous rewards playing cards, however a protected estimate could be 700 or increased.
Which financial institution has the World of Hyatt Enterprise Credit score Card?
Chase Financial institution presently provides the World of Hyatt Enterprise Credit score Card.
Please observe that card particulars are correct as of the publish date, however are topic to alter at any time on the discretion of the issuer. Please contact the cardboard issuer to confirm charges, charges, and advantages earlier than making use of.
